Everything you need to know to start investing and building long-term wealth
Why Investing Matters
Investing puts your money to work, generating returns that can outpace inflation and build real wealth. Historically, the stock market has returned about 10% annually.
Types of Investments
- Stocks: Ownership in companies with high growth potential
- Bonds: Loans to governments or corporations with steady income
- Mutual Funds: Professionally managed diversified portfolios
- ETFs: Low-cost funds that track market indexes
Key Investment Concepts
Compound interest, diversification, dollar-cost averaging, and understanding risk vs return are essential to successful investing.
Getting Started
Build an emergency fund, pay off high-interest debt, maximize employer match, open an investment account, and start with index funds.